--- title: Parametric solutions | CatX description: CatX offers highly affordable parametric and index-based protection from natural catastrophes, backed by institutional investors. url: https://www.catxre.com/parametric-solutions/ --- # Protection that pays when it matters Highly competitive pricing for parametric and index-based protection from natural catastrophes, with clear triggers, fast settlement and capital from institutional investors. [Request information](https://www.catxre.com/contact-us/?topic=parametric) [Try the hurricane explorer](https://www.catxre.com/hurricane-sandbox/#insurers) ## Key perils Parametric covers pay a fixed amount when a predefined trigger is met, such as a hurricane's category and track, or an earthquake's magnitude. ### Hurricane Cover tailored to key US hurricane zones. Triggers include hurricane category, wind speed and more, for swift and transparent payouts. [Try the explorer](https://www.catxre.com/hurricane-sandbox/#insurers) ### Earthquake Protection across major earthquake zones, including the US, Europe and Asia-Pacific. Fast, reliable cover when it matters most. ### Wildfire Affordable wildfire protection for California and other high-risk US states, with competitive pricing and robust triggers. ## See the protection a parametric cover could offer you Our hurricane explorer replays every storm since 1960 against your locations, limits and deductibles, so you can see when a parametric cover would have paid out, and how much. [Try it now](https://www.catxre.com/hurricane-sandbox/) ![Hurricane explorer showing historic storm tracks around a location](https://www.catxre.com/img/product/hurricane-explorer.webp) ## About parametrics What is parametric protection? Parametric protection refers to insurance products that pay out based on predefined parameters or indices, such as wind speed, earthquake magnitude or rainfall, rather than an assessment of actual losses. This allows for quicker payouts and more transparent processes. CatX specialises in structuring and facilitating parametric solutions, connecting protection buyers with institutional investors. How do I know if parametric protection is right for me? Parametric protection suits organisations looking for rapid, predictable payouts after specific, measurable events. We offer analysis of historic events and modelling to help you understand how parametrics can protect you. Why is CatX focused on parametric opportunities? Parametric opportunities combine transparency, speed and efficiency in risk transfer. Our platform connects institutional investors with these products, helping them diversify with investments that have clear, data-driven triggers. This aligns with our mission to streamline and digitise risk transfer. Who provides the protection capital? Institutional investors on the CatX platform. They are attracted to the predictable, transparent nature of parametric insurance, which fits well with their risk-return profiles. CatX facilitates these connections so that the capital backing your protection is robust and reliable. Why is better pricing available for parametric opportunities? Simple, data-driven payout structures reduce administrative costs and speed up settlement. CatX also brings together a competitive marketplace of institutional investors, so pricing reflects investor appetite and market conditions. How do I learn more about parametric protection from natural catastrophes? Get in touch through our [contact page](https://www.catxre.com/contact-us/?topic=parametric) or email [insurance@catxglobal.com](mailto:insurance@catxglobal.com). Our team will be happy to discuss your needs and how parametric products can protect you against natural catastrophes. --- Contact CatX: hello@catxglobal.com (general), investing@catxglobal.com (investors), insurance@catxglobal.com ((re)insurers and brokers), +1 (628) 888-6028. CatX is regulated by the Bermuda Monetary Authority as an Innovative Intermediary.